@Daniel Zubrik -- we just got approved for Experian, which is effectively the same as TLO.

Land trusts can be an ideal choice in Florida, especially when working to shield properties and address Due on Sale (DOS) clause concerns effectively.

HUD has published notification that the new standards will be effective for the Housing Choice Voucher Program starting October, 2023.

But its a good exercise to go through this and try to figure out how it would be more cost effective for first time home buyers.Also keep in mind when I started in RE  Seminars or weekend work shops were put on by brokers and agents teach ing these buyers how to buy their first home..

I really do not see tax policy effecting the market very much.Just my 2 cents, thoughts?  

@Andrew Steffens I think we've been able to avoid cheap owners by taking on the expense of many of these consumable supplies, which effectively removed them / their spending philosophies from the equation.

As you look toward your next property, I’ve been reflecting on how crucial it is to leverage opportunities effectively in this market.One thing I’ve learned from my own experiences is the value of collaboration.

Normally, my team handles cold calling and texting, but recently, we started using an AI-powered texting solution from a startup called Adforce, and the results have exceeded our expectations.In just the first month, we closed two deals that gave us a positive return on investment, effectively covering the cost of the service for the entire year.

In my opinion, this is much more effective than texting, which often feels like a constant game of cat and mouse with phone carriers.

Update for Chicago investors : As of right now the ordinance takes effect 11/9 but any property under contract before then is exempt.