If it's mostly school debt for someone who is, say, a medical student or newly practicing doctor or surgeon, I'd consider renting to them.

I also know there are 0% down programs for certain properties and buyers (USDA, Doctors, etc.) you may want to see if there is a similar program for teachers. 

If it were me, I would be focusing more on MTR which includes doctors/nurses/other traveling professions that get a stipend to travel on and will be with you for a few months at a time.

Also, not just any doctor will do.

I had a full fledged doctor call me because a recessed light stopped working.

I am 41 years old and I spent my best years studying to be a doctor.

Only if I was young again, I could imagine house hacking and rent short-term to some exciting foreign guests, so much to learn from different cultures, or renting a room to a doctor or lawyer while they look for the primary home, what great connections you can make.

Renting our our carpet cleaner for the day may be best bet I have used rental cleaners (Rug Doctor), own my own cleaner (Bissell) and hire cleaners (steam van type).

Those tenants can often move in the middle of the night in a span of a few hours and be gone whereas as doctor office with heavy build out or a retail tenant with lots of installed fixtures takes much more work to leave.

(insert profession or job so Congress doesn’t think this is just CEOs, doctors, lawyers, and wealthy heirs), and I have diligently contributed to my retirement account.