They always make sure to have line(s) of credit to get them through challenging periods.

One tip is to start looking into meetups to connect with investors / others in the REI game (in person/online).

I agree local banks and credit unions will be better if you're planning on growing your portfolio. 

Credit reporting is a no-brainer, and Baselane is excellent for releasing it!

Was it included as a credit/debit on the HUD so it should have reduced your cash to close? 

These are good questions, but keep in mind that a month of obsessive research is still the absolute tip of the iceberg.

To access your home equity without selling, you can explore options like a home equity loan, a line of credit (HELOC), or a cash-out refinance.

A line of credit won’t commit you to a monthly payment unless you use the money, so you can avoid paying interest when it’s not in use.

But just hating on wholesaling in a wholesaling forum is so unbelievably pointless. its not dead per se  but it is starting to be regulated as it should.. oregon just passed their version. where to wholesale you now need a license and over site by the RE commission.. along with criminal back ground and a BOND.. and as we know not everyone can pass either of those with the bond being the tough one if you have bad credit your not getting a bond.

CA taxes residents on worldwide income but may provide a credit for taxes paid to other states.