This is from memory, and current rules have probably changed.

These thieves must have their craft down to a science

They became real estate investors and very successful.Well now that I took a trip down memory lane, I wish you luck, find out what the current game is and play it.

As most people in the mortgage lending industry well know, the Consumer Protection Act under Dodd Frank has made it more difficult for consumers to obtain credit by trying to “protect” them. By placing expensive regul...

Now it looks like anyone can take a photo to the lifeguard on Memorial Day weekend and gain entry to the pool all season as long as their picture is on file.

That's now a distant memory thanks to the "war on terror" and it's associated (unfunded) wars.

Rather than have his failed middle east policies exposed for the mess it is, he allowed four Americans to be brutally murdered, and crafted a huge cover up.Has Obama yet come out and called it a terrorist attack?

However, chances are professional trades will be faster and better than you at their craft.

As AllCash has already mentioned (you have quite a memory there 8) ), the PMI drops off at 80 LTV (loan to value)---based upon the figures you provided, your current loan to value is 88...There is no benefit to a rate and term refinance at this point, if your intent is to eliminate PMI...There might have been a time when comparing a refi option with LPMI (lender paid PMI) might be feasible, but in the absense of more info (and prevailing market conditions), you might be better off leaving things alone.Regards,Scott Miller

You always hear people say 7 times to memory.