Conventional lender asked us to add a stove and put doors on the cabinets…we argued that we didn’t own the house.

Subto on conventional loans?

Conventional, FHA, and USDA all have products with very low downpayment options and government-subsidized rates for first time homebuyers who have a normal income.

The one I owner occupy I am looking to Refiance out of the 6.75% rate I have currently in the future.I know conventional lenders require a W2 income to refinance.

This way, it saves time for everyone and keeps expectations clear.That said, I understand the frustration others are expressing, especially around proof-of-funds requirements for more conventionally priced properties—those under $750K, for instance.

They are having their convention in DC this weekend and hope to hear back next week.

You’ll be able to use a low down payment loan like an fha or conventional 3-5% down loan if you househack versus if you buy an investment property.

Columbus can be popular with events like OSU football games, Crew games, BlueJacket games, and other conventions when they come to Columbus annually. 

These types of lenders often have more flexible criteria and can help with refi for rental properties without all the strict conventional guidelines.

Minus my current mortgage of 3324 the cash flow would be 2273.I would like to get out of my FHA loan and into a 15 year conventional.