Conventional lender asked us to add a stove and put doors on the cabinets…we argued that we didn’t own the house.

We understand that we'll need to use a local bank to obtain non-conventional financing as well as putting more than customary down.   

Conventional, FHA, and USDA all have products with very low downpayment options and government-subsidized rates for first time homebuyers who have a normal income.

Regardless you should see if you can do a conventional refinance instead, to take out the Mortgage Insurance on the FHA loan.

Subto on conventional loans?

This way, it saves time for everyone and keeps expectations clear.That said, I understand the frustration others are expressing, especially around proof-of-funds requirements for more conventionally priced properties—those under $750K, for instance.

The one I owner occupy I am looking to Refiance out of the 6.75% rate I have currently in the future.I know conventional lenders require a W2 income to refinance.

They are having their convention in DC this weekend and hope to hear back next week.

You’ll be able to use a low down payment loan like an fha or conventional 3-5% down loan if you househack versus if you buy an investment property.

Columbus can be popular with events like OSU football games, Crew games, BlueJacket games, and other conventions when they come to Columbus annually.