There are numerous value adds such as traditional rehab, development, change of zoning, TIC, etc.

A lot of options around the area with STR / MTR, traditional long-term rentals, or section 8.

This structure lets you leverage rental income to qualify, without needing traditional income verification, making it an excellent option for building/scaling your portfolio.

Texas: The New Frontier of LuxuryTexas, traditionally associated with large ranches and rural properties, has begun to stand out for its luxury offerings in rapidly growing urban cities.

I wouldn't touch your 1st mortgage unless the blended rate (Both the 1st and 2nd Position loan rate) is higher than a traditional cash out refi. 

I want to know the pros and cons should I take the traditional route and go through a agent or look for wholesalers? 

These sellers are trying to bypass the traditional real estate process, making these properties off-market opportunities.

If I were you I would just delete that Robinhood app, go with something more traditional like a Schwab account and just buy some high dividend yield ETF's plus a few aristocrat dividend stocks you like and leave them alone/ manage them slightly occasionally.

all my interactions with Scott have been positive (forums and in person).Final item is as is traditional they announced location of next BPCon after final keynote.  

I assume the rate on DSCR loans are slightly higher than traditional financing or home equity loans, is that correct?