I read an article today about China selling off its US treasuries and transferring to dollars.

Most reverse mortgages are variable interest rate loans tied to short-term indexes, such as the 1-Year Treasury Bill or the London Interbank Offered Rate (LIBOR), plus a margin that can add an extra one to three percentage points.

That means you pay them a fee for the advice, and you know it's actually good, and not compromised with a conflict of interest.They will tell you that if you want an investment with no risk, you can invest in US 30 year treasuries and make 3%.

The Treasury Regulations are very clear that a Qualified Intermediary is not permitted to release the 1031 Exchange funds unless certain events have occurred such as the 45 calendar day identification period passing or the 180 calendar day exchange period passing.

Tax rates are pretty much the same for Montclair and Newark, it is all based on the property value.I was surprised to see areas like Irvington and East Orange to have the highest rates, but property values are very low.http://www.state.nj.us/treasury/taxation/lpt/taxra...Hope this helps :)Anastasia

Department of Treasury with usc exceptionState Tax LienLien by USA or Dept of JusticeUS Department of StateOther Federal AgenciesFrequent Superior Foreclosure-Liens:Code Enforcement for debris removal or mowingDemolition or Environmental Based Liens State child support lienBoard of County Commissioners for special assessmentsUtility LiensWater/Sewer Delinquency (only in selected states)County (and/or School/Township) for unpaid taxesCity for road improvements, maintenanceHere are some of the judgment and liens that will be wiped off from the property (not the borrower who lost the title) if the lien holders were properly notified and "had the right to bid on the property at the auction":2nd and junior position mortgages, such as home equity loans, etc...Credit Card Judgments recorded after the foreclosing mortgage Personal Judgments recorded after the foreclosing mortgageMechanic's Liens recorded after the foreclosing mortgageOther Judgments outside of the ones listed above

I attended my first County Treasury Auction last week but was not a winning bidder. 

Let's say the ARM's rate was indexed to an interest rate dependent on US Treasury debt, and the auctions start going haywire, you could see interest rates approaching 9%.

Bogleheads.org is a forum filled with people that can help you and can guide you, for the short term (bond and Treasury funds) and long term (S&P 500 index funds, Total stock market funds, etc.). 

Department of Treasury with usc exceptionState Tax LienLien by USA or Dept of JusticeUS Department of StateOther Federal AgenciesFrequent Superior Foreclosure-Liens:Code Enforcement for debris removal or mowingDemolition or Environmental Based Liens State child support lienBoard of County Commissioners for special assessmentsUtility LiensWater/Sewer Delinquency (only in selected states)County (and/or School/Township) for unpaid taxesCity for road improvements, maintenance