The max I could go for loan is around 550k with positive cash flow.

3000 is the max I can deposit on that specific certificate.

If someone has a LOC (line of credit) that is only 5% utilized and the max is say $500k, they may be interested. 

This all hinges on your zip code and what the FHA max is in your area.

My strategy is mainly BRRRR with SFRs, so that's what I'll address here, since I'm not sure of your plan:Your $100k max is achievable as a purchase price, even from the MLS, but will likely take some work, and the rehab could push you over budget.

Pretty much everything I buy is zero out of pocket.  2-4K is max I usually every have to come out of pocket.

If anyone has any recommendations on a good local priest or a video on how to smudge please let me know.

@Jordan Max I would recommend trying to directly target distressed properties with direct mail, also find out who owns them and call the owners directly.

Our focus is the real estate appraiser and real property appraisal report in written form (oral reports are typically not acceptable for use in mortgage loan underwriting).While I have not been officially ordained a “high priest of valuation definitions” by The Appraisal Foundation, I will take a stab at clarifying “what-is-what” by combining a few of the above-provided definitions:A real estate appraisal is the development of an opinion of value by a qualified appraiser.

And “slightly over 1/3rd” when 1/3rd is the max is still a violation under the law if it took place in Maryland.My point is, I felt that the deposit was too much for the job and task at hand posted by the OP and advised the OP to be careful as there are unscrupulous characters in the construction industry.