@Junior Soares Thanks for the tip on brining my own money to the table to look more attractive to lenders.

X-ray techs require handful of prerequisites with a junior college (Associate level degree) and then followed by 2 years in tech school.Most x-ray/ultrasound/CT/MRI techs who are veterans make around $45-$60/hr at my hospital.  

I was finishing my Junior year in college and was determined to find a deal since there were so many out there.

San Fran hit '07 levels, and if you want international London has gone past '07 highs.http://www.burbed.com/wp-content/uploads/2015/03/M...San Fran ^http://www.economicshelp.org/wp-content/uploads/20...London ^From an arbitrage perspective, tier 2 cities are starting to look attractive from a real housing cost basis when you have to spend over 80% (sometimes over 100% if you are more junior in your career path) on living expenses to live out on the tier 1 cities.You can find 1% rule properties in the midwest, that won't suffer catastrophic market collapses, that generates 8-12% cash on cash returns, with the potential for 3-4% long term capital appreciation that you can lever up on.

Just pay this loan off.you have your junior lien that then moves to senior position.. in sub too you want to always be in a position to pay off the underlying if the road gets rocky.. 

I refer all lower commission work to a junior agent.

You were not buying a NOTE you were originating A new mortgage and prom note @Wayne Brooks as Wayne illustrated your confused on what gets recorded and what needs to be notarized.. the prom note needs neither notary or recordation. its the mortgage that needs both.and that fact that its not already of record means you made a new loan.. once the new loan came to light to the Senior lender I am sure there docs preclude any junior encumbrances or mortgages.

I have called multiple companies and most either don't do junior loans for such a small amount or want to be in the first lien position.Any help is greatly appreciated!

For me, it is the famous quote by Eric Thomas that has sent chills throughout my bones ever since I heard it for the first time during my junior year of high school.

They need a junior mortgage to cover the difference between purchase price and the outstanding loan balance.