Which means the lender doing the 20% down payment will have a second, with no equity, and a borrower with no skin in the game (which means a giant risk for them).

All the paperwork and money was submitted by Friday, but with the 4th being a holiday, we closed on 9/5, the day I arrived.

We found a property and plan to submit an offer over the holiday weekend.  

I was also looking at Holiday shores area but was told that that isn't the best area either.

You just took a giant leap in the right direction; signing up on Bigger Pockets!

You just took a giant leap in the right direction; signing up on Bigger Pockets!

This fall and winter, they will be treated to a refurnished master bedroom with giant flat screen TV and a new 65" UHD TV in the living room.  

During the crash, it was so frustrating to watch people let their current home go back to the bank, while they moved all of their cars, boats, motorcycles, and giant TV's to a new cheaper home.

The holidays snuck up on me.

You just took a giant leap in the right direction; signing up on Bigger Pockets!