Say your monthly income requirement is $5,000/Mo, and each property generates $300/Mo.

I would forget about growing the portfolio and generational wealth until your husband finds a job and you reduce your credit card debt.Credit card debt has interest rates above 20%, there is a strong case that your rentals are not generating a 20% return.

That way, you could break even, or perhaps generate cash flow.

Norada’s promissory notes generate predictable monthly passive income transferred to the investor’s funding account via ACH,” ( Link ).Santarelli confirms these fixed, double digit returns in a detailed YouTube video presentation (Link, at 35:08).

You may run into issues trying to take a HELOC out on an investment property, and even if you can I doubt you'd want to use it for a down payment for a primary because the rates are much higher.What kind of cash flow would you be generating from your multi once you move out?

I’m intrigued by the idea of providing affordable housing while generating steady rental income, but I’m still in the research phase and have a few questions:Is investing in Section 8 housing a good idea?

I think a lot of people are hoping a mentor/coach/RE guru, will hand hold them and they buy X amount of properties and generate X amount of dollars in rental income and they become "financially free from their W2 job" and wealthy. 

As an investment property owner, this means less maintenance and fewer unexpected expenses from storm related damage, often resulting in more affordable insurance premiums, less wear & tear on mechanical equipment, roofing materials or exterior surfaces.

Once you get a flavor for lending options you should run a proforma and determine how much return the project will be able to generate on its's own and how much return will be left for LP investors if you go the syndication route.

I'm keeping my Bay Area properties because of the appreciation and passing on generational wealth to my kids.