Part of the difference apparently is in them keeping the loan insted of selling it.

Also, I've recently learned about these different REI tactics.

For financing, we were able to just do a 1031 exchange from a duplex we sold and make up the difference in cash.

Here's the red flags that we had missed when we were still fairly green: 1) Credit card declined so they gave us a different card from their "sister"2) Booked last minute3) Locals4) We had even asked for an ID so they sent a fake passport but the name was spelled slightly offThey had parties at the property and destroyed some things.

@Joseph Alfie how well do you know the differences between Class A, B, C & D tenants/neighborhoods/properties?

I talked to Padsplit and they manage SFHs renting each room to different tenants - the total rent is more than renting it out to one household.

Big difference on how you want to maange it and go through.

I had a different lawyer for my TN and my FL properties. 

The valuation and market value of a multi family property differs from a single family and you want someone that understands the distinctions if you go that route.

I have stopped in Cumberland many times but am not very familiar with different areas within it.