@Ross Hayes If the owner of a cat or cats regularly (every week) changes the litter box and scoops it daily for waste you should not have odor from cats.

I have found a handful, but when it comes to Juice like Birthday Bourbon or some of the other Toasted pours they either save them for high volume customers or they lottery the bottle to a winner and sell it at MSRP.  

Volume consistency matters.

While I do price competitively, I am personally not competing with the "race to the bottom" lenders that will do loans for almost free because their model is volume.

Some have quotas, some don't.Like anything in real estate the gatekeepers of the knowledge are the people in the market on a daily basis.

Unless you have short term rentals where I imagine the volume would be higher, you should be able to keep your own books.

@Glen Wiley yep volume searching definetaly pays off. 

We have one bank account for managing the daily operations and a separate bank account for cap-ex. 

.- Review your daily schedule and take inventory of the tasks that has been repetitive.

I transitioned out of the daily management once operations became stable and diversified our revenue streams in areas such as rental income, property inspections, and maintenance.