Financing the deal with cash and a loan from your brother helped you avoid traditional loan costs, which likely benefited your margins.One key lesson you’ve pointed out—always buying low and, if possible, getting an inspection is something that can save a lot of time and money.

Traditional lenders in this industry won't fund you on a purchase of a SFH that has leases for rooms and the building will need to be in your LLC name which means a primary bank won't lend you either cause of that and cause of your employment status.You have a real chance to start. 

Christian Martinez

It can be a lucrative business opposed to the traditional LTR, but you definitely need to have your heart in the right place.

Have you found that private money lending allows you to structure deals in ways traditional lenders won’t?

Once a tenant decides they like your property, it can take a little longer than a traditional rental because Section 8 requires a property inspection to ensure it meets their housing quality standards.

Here’s a breakdown to address your questions:30-Year Fixed-Rate Loan for Non-Residents: While traditional 30-year fixed-rate loans might be harder to qualify for as a non-resident citizen, non-QM lenders offer flexible options.

Use a mix of traditional financing, private equity, or joint ventures to balance debt levels.

I wholesale to people with lenders that pay the wholesale fee all the time...if it's a DSCR loan then the fee goes on their side...if it's a traditional lender then my fee goes onto the seller side and I still get paid...

-Cheers, Christian S.