We have done 600+ loans and like you mention know the numbers.Regarding people getting wiped out, every person has a story.

Next time you talk to the renter that's paying late all the time, Maybe mentioned to him or her without getting too involved in their personal life, they should seek out a temporary job a few hours, a couple of days a week until they build up enough to get caught up on the rent, and make a little pool of money to use so they don't get behind again.Some Temporary jobs can be fun, like handing out rubber id bracelets at functions to the participants, or if the person is more blue collar they have jobs for those people too more suited to their tastes. just my 2 cents.

So desirable in fact that an agent fro Ryan Serhant's office personally flew down to check it out and make an offer.

Nearly all of my incoming vacation rental investors in Colorado have dual goals -- to have an investment property in Colorado and also to use it for personal use.

@Raeshelle Cooke I think you can take out a business loan since it does not post in your personal credit.

Going forward with the business, aim to never use your personal credit, but aim to use business credit. 

I haven't personally house hacked a room, but I do know some people who have.

However, there are reputable websites that offer a wide range of house plans suitable for various purposes, including spec homes.

If the latter, give her notice, if the former-hopefully your lease has a clause about allowing people in to repair things (with notice) and that they (tenant and repair person) need to be respectful.

The issue of 1 person in FL, another in TX, that's just this modern world of remote location for workers because reality is they don't need to all be physically sitting in a cubicle in CA to do there work.