Several have mental illness and society sort of kicks to the curb.

Yes, negotiating is an important skill, but your mental capacity and enjoyment of the game counts for a lot too and you've probably learned enough already on this experience. 

It starts to seep into your own mentality, that you can't do it. 

You can access the funds for any qualified medical bill (meds, doctor, dentist, optical, mental health). 

You sound exhausted, discouraged, and mentally defeated.

The Act defines persons with a disability to mean those individuals with mental or physical impairments that substantially limit one or more major life activities.

Furthermore, it is certainly not worth the mental distraction or time to pursue recovering your loss on this scenario.

I was mentally preparing myself to be without power all month.Tornados and hurricanes is a apples/oranges comparison in my opinion. 

It happens to be 40 mins from my house is all. )https://www.realtor.com/realestateandhomes-detail/4308-Conco...Just based on what you see in the pictures - are you able to have a mental idea how much it will cost to rehab and if so how do you come to that?

Decision Fatigue: Analyzing properties, financing options, and market trends requires mental effort.