Comparable properties range between $260K - $280K.Why I want to buy:Save on rent as the mortgage will be cheaperFix the house and flip it while living in, holding it for 1-2 years for appreciationI would like to offer a low price on the property (reduce 25K+ off retail) since I plan to buy it as is, and upgrade everything in it since everything is from original 1990's construction. 

The previous owner paid for the heat and was wondering if anyone else came across this situation and what should I do about it?

There's no hype, no pressure, I don't do presentations where I print out all the low comps and try to tell them "Your house is only worth $X" In addition, I wholesale deals where my profit is less than a 3% commission.

You can get hard money for the majority of the purchase and rehab (keep the prices low) and use your $11k as the funds you need to add to the deal.You could do a simple rehab and make even just $15k profit, then you have a significant amount of working capital to get going.

Rood and siding is in good condition, and the first major expense I see in the next five years would be replacing all windows. with a 15 year mortgage, at 5% (I'd rather budget high than low) cash flow would be 6056/year.

I also will be trying to get sellers financing so any strategies on zero/to low-down options would be greatly appreciated.

Lowe's delivers.

This is super low risk in my opinion. 

My property values are low, in the 40s, so no one wants to touch them for a typical refi. 

We've received some quotes but they are all over the board and vary $7k between the low and high bids.