Love to get an example if possilble.NO INTEREST RATE OFFERPurchase Price: $400,000Down Payment: $40,000 (10% of purchase price)Loan Amount: $255,700Interest Rate: 0%Amortization Period: 30 yearsMonthly Payments: $1,850Balloon Payment: $147,700 (at year 5)4.5% INTEREST RATE OFFERPurchase Price: $400,000Down Payment: $40,000 (10% of purchase price)Loan Amount: $360,000Interest Rate: 4.5%Amortization Period: 30 yearsMonthly Payments: $1,825.27Balloon Payment: $325,553.32 (at year 5)Balloon Payment means that the loan is due and its a lump sum payment at the date established   I apologize there was a mistake on the first option, below is the revised version: Purchase Price: $400,000Down Payment: $40,000 (10% of purchase price)Loan Amount: $360,000Interest Rate: 0%Amortization Period: 16.2 yearsMonthly Payments:  $1,850Balloon Payment: $249,000 (at year 5)

Apologies for this late addition to the thread, but I was speaking to Intuit's QB support a week or so ago on another matter, and was told that there is likely to be a QB Mac version in 2019.

@Henry Clark I am not versed in Chat GPT so I cannot provide any insight my apologies!

@Nicholas Tarver my apologies.

@Corey Frank, thanks for responding and my apologies for my delayed reply. 

So the tenant finally replied and did not waste time with an excuses. instead they apologized paid a large portion of the rent but not all.

I had never really thought of it in that regard, but I guess in both instances the owners are just renting small spaces to individuals.I apologize for the long-winded post.

I apologize how that came across.

@Mike Lambert Account Closed I should clarify, my apologies for the confusion...When I suggested contacting RBC and TD, I meant their US locations. 

He owned it, apologized, and fixed the problem at no cost.