Then you can evaluate each deal and see which ones are the best.

You've given me a great way to look at the closing costs in evaluating this re-fi. 

All of which pertains to progress in both business, and life.

On the webinar on evaluating a property, those were two topics seemed more like a guess based on experience, without any real facts besides ask a realtor.

Consider including that expense for yourself or a professional when evaluating the income potential.

@Alexander Szikla Ive know people that use Hiscox & Progressive (they offer commercial insurance).

In progress, but bringing the community back to this small USPS location will be my primary motivation.

Growing populations and jobs is definitely a major consideration when evaluating a market but you want to look for the best combination of cash flow and strong economic/demographic fundamentals.

I am going to evaluate the different options, but seems like cash-out refi & keeping payment reasonable makes the most sense. 

Retail centers typically have higher rents you have to pay versus regular office because you are usually paying  for street frontage and higher traffic levels with better sight lines from the road.If you are buying a building you might look into an SBA loan if you will be occupying 50% of the space or greater.As far as owning you need to evaluate the space where you are currently at.