You can definitely employ some additional safeguards (higher deposits, guarantors/co-signers) but at the end of the day it is a risk that you will have to take knowing that her financial history isn't polished.

The downside (for many) is that they're not particularly close to amenities (major airport(s), shopping centers, etc.) or larger/stable employment opportunities.

If not you'll have to physically make the trip downtown which will be difficult if you have 9-5 employment. 

More education is to be found on the website for those that want it.As the folks at Carrot like to say, you want to gradually move along with the customer from being 'problem aware' to being 'solution aware' , and then from solution aware to why sell to us (vs. somebody else).The tactic I am attempting to employ is to show my video a really wide range of folks, and do it cost-effectively, which allows me to retarget.  

Not sure if you could use this exemption to use your advantage regarding employing a tenant to manage the park, but it may be worth some consideration if you can make it work. 

But even have that be flexible based on what type of employment the applicant has. 

If you were in a small town with 1 major employer and that employer leaves, then you are basically screwed but with larger top #100 cities I don't see that happening.

Also after 2019 tax season I will have two years of self employment to include on future loans.

Visit Bestplaces.net and city-data.comCollect population, population growth over the last 5 years, job growth over the last 5 years, who the major employers are and how much of the job market they employ.

Or start a business if your are exceptional at business.QRPs or qualified retirement plans (Solo 401ks, checkbook IRAs, etc) are the answer to that person with a bunch of money in their existing 401K or IRA.It's pretty typical that someone listens to the Simple Passive Cashflow podcast, signs up for the investor club, and books a free intro call has 200k-600k locked up in garbage retail investments AKA 401K.Stop whatever you do don't roll over an old employers 401K into your current employers 401K.