I hope your PM kept the deposit and can use that towards the cost.

I just have never heard of this kind of experience and am wondering if others have run into any debacle like this. title company checks normally dont get held I know mine never do.. last year when first american got hacked I had closed a deal and had a nice size proceed wire due and it took 6 or 7 days for FATCO to get the wire out to me..

To keep it short and sweet, depending on your deal you should have plenty of options. 

I am not looking to make major improvements, but I am looking to enter and secure it.

Also, running a flip with no money and hoping you get a good return with all the other stuff going on in the background starts to add stress, and you end up not enjoying it.

Fannie/Freddie both allow up to 90% financing. https://singlefamily.fanniemae.com/media/20786/displayHOWEVER, the  loan level pricing adjustments are HUGE on these loans: So, the rate and costs will be very high. 

Save up more capital and buy an investment property or just house hack for a year. 1 year really isn’t that long and flies by pretty quick.

I buy and sell and also buy and hold in Pittsburgh and this is about the average.

I've been managing for 15 years and have helped a couple owners change/expand their portfolio. 

I like it fine.My personal properties I use Excel.It is very powerful and customizable.