So in effect, I may end up paying the same either way but the seller is happy because they get the price they want and I'm happy because I don't have to deal with paying all these closing costs, making a large down payment, and applying for a mortgage.

You will plug this number into your underwriting to see how it affects your returns.For the occupancy question, you can run the Breakeven Occupancy and Default Ratio numbers.Breakeven Occupancy is calculated by adding up the Total Operating Expenses plus Debt Service (mortgage) and dividing it by your Gross Potential Rent.Default Ratio takes the Total Operating Expenses plus Debt Service (mortgage) and dividing it by the Effective Gross Income (Gross Income plus Other Income minus Economic Vacancy including Physical Vacancy, Loss-to-Lease, Concessions, and Bad Debt).Hope this helps.

I definitely think about climate change and it's effects on the country in the long run quite frequently, but much like Tim, haven't considered it much while investing as I too live and invest in MSP. 

That said, I want to learn to manage and invest effectively, so I am planning to take the advice given, and meet this scenario head on. 

Hi Tessa,Maltipoo dogs are cute...but that should not effect your decision...but it might.Good Luck!

By performing the action in a rising market and evenly targeting many owners (especially those least-equipped to fight), the effects were likely diffuse enough to deter potential takings claims.

Our government encourages shopping around with different lenders, so if the credit report is obtained by multiple mortgage companies within a close time period---let's say a month, the effect on the credit score will be minimal.

The vaccine is not 100% effective or even close to that...too many unknown variables to trust any Government right now.

They decided the rebuild value when the policy was put in effect, I paid the premiums based on the amount (which was 4 times higher than my purchase price). 

No sense creating bad blood over the same net effect.