Ill apply.

I was raised with that sort of stress and will do anything it takes for my future family and I to not have to experience that.If you have another option that’d apply to my circumstances I’d like to hear about it.

Understand personal finance from a formal education side and you can see how a borrower may be effected and the analysis there is also appropriate.Dive into your state's foreclosure laws, when you see a term, like right of redemption, look it up and study that, Google it, on lawyer sites and see how such are applied in different situations.

So even though I live in York, PA, I'm originally from Baltimore, MD so I am interested in networking down there and learning as best as I can about the industry from people no matter where they are located.I've read that it is best to stay in your local market though since every county and state are different, I think you'll be best learning from out of town people but applying what you learn to the area that you plan on investing at.That's not to say that you can't invest without physically being there, but that's a side I haven't researched a lot myself at all. 

The other thing that the Agent doesn’t tell you is what your chance of getting the property is - This is like Gambling - it’s like rolling the dice that you will get the home you are applying for.

Continue to ask around Bigger Pockets, continue to read but know it may not always apply to you, go to REI meetings and meet agents there, contact agents who are listing a lot of ugly houses.

But to me it isn't obvious whether the existing appliances can be depreciated on my taxes since they weren't explicitly purchased (i.e. they weren't itemized on the purchase contract) by me when purchasing the bldg but they were included when I took ownership.And if the answer is yes the existing appliances can be depreciated then does that also apply to other non-appliance items such as the bldg roof or the 3 furnaces in the basement that are used by the first floor storefronts?

But I’d like to be able to apply all the calculations everyone else uses as well.

The biggest determining factor is whether you have applied for credit.

We didn't become nurses until we actually took the steps to apply what we learned and with the help and patients of those before us that helped hold our hands, we made it.