Quote from @Collin Hays: I don't manage short-term any more, but can't you include this in a written rental agreement that the guest signs at the time of booking?

@Jae Yoo you should read your PM contract very thoroughly or even hire an attorney to do so, before thinking you can just break it.How would you feel if a tenant just broke their lease with you?

If you have a lender you trust and work with regularly, it wouldnt hurt to have a conversation about it with them.

Without knowing the full details or your experience, you may be able to rate and term refinance into a bridge loan until you sell. 

There are other concerns with this approach, but 50% down on a ready to go $150k rental in a cheaper area?

It sounds like the issue is with the Debt Service Coverage Ratio (DSCR), which lenders often use to determine how much they’re willing to loan.

Mobile county is more than 1%. some counties in Ohio as high as 2%+.

Be ready for a huge amount of information at your finger tips.

I work almost exclusively with investors and a lot of times, out-of-state investors.

I will give you the common-sense answer below, but this is California, where common sense doesn't exist.A mandatory evacuation is outside of your control, so you shouldn't suffer financially because of it.