I have an umbrella insurance policy right now to provide some liability protection.  

You need Liability Insurance and Worker's Comp.

This is a house that has additional square ft added on, so they listed that as the reason for marking the question as positive, as new foundation and support was added for the additional sqft.My question is: Is it a standard practice to check this box as "yes" in the disclosure when additional square feet has been added on to the property?

Are they providing a fair service, or do they encourage boosting claims in ways that may inflate the payout beyond what the insured would normally pay (+ the 35% Metro PA would want in markup for their slice)?

At 25% down I’m looking at roughly $2300 for principal, insurance, and taxes per month on a 30 year loan at 7.6%. 

thats all how you feel about karma. they didnt cancel when they could have gotten refund and sounds like they didnt get travel insurance.

Not standard.

. • Insurance @ $860/year. • Property Tax @ $2,950/year. • No HOA. • 12 month lease in place as of 10/1 @ $1,395/Month.Thank You!

Purchased for kids future/college fund (maybe relevant maybe not) Mortgage rate is 4.4% currently paying $1149 a month (including taxes/Insurance)Currently rents for $1550 (room for upping rent to $1600+)In the 2 years Ive had it, Ive added a roof(insurance claim),new windows, new bathroom, plumbing.

Just curious what standard practice was among others.