You are allowed to decide exactly what type of person you want living in your house and being left alone with your belongings. 22k in credit card debt looks a little intense so thats a flag. more importantly, unless you are in desperate need of income from the room, I'd wait for the right person to come along with a compatible routine.

Go homeless once with no help from anywhere and when you get desperate enough tell me what you would do? 

For a double, only get what you can afford because you don't want to put yourself in a situation where you NEED a tenant and choose the wrong one because you're desperate.

If you're really desperate to give away your hard earned money, then go ahead and sign up for a guru. 

Green backs make you do some crazy "desperate" things 😂 

It makes you look even more desperate than bandit signs... but again.. who cares as long as you get a lead from it right?

The lottery is a cynical tax on the hopeless, the desperate, and the poor.

I just see it as stripping the last bit of value from desperate people.Regardless, I much prefer the debate.   

I damn near lost everything I worked for in the 08 recession, to the point where I was running a chainsaw on a forestry crew while my pregnant wife waited for foreclosure notices to show up on our door.While desperately trying to dig ourselves out of the hole WE DUG OURSELVES INTO, my brother and mom would constantly reach out for financial help.

It's the classic "desperate seller".