I myself am not. and most flippers are not GC's  so all of us non GC's need the developers license.. now there is no test just pay the fee. you must have proof of insurance and a 50k bond.. the bond and insurance for those that have little to no money or bad credit can be a stumbling block.

My credit is great and I can put up 25%.

Eventually, if you are trying to get hard money or a credit line, this becomes much more of a factor.

Try your local banks and credit unions.

Just terrible to post such " hate" in an open forum.   

We were able to play it to our advantage though and get a sizable credit from the seller to compensate for the issue.Biggest learning experience from the whole process is to start everything as early as possible.

Terrible company in my opinion.

If your credit and income are good, you should be able to buy at least 10 before the banks cut you off.Attending those local meetings will also be where you can find some better deals on properties than through the MLS.

You are the one who would get hit with nonpayment credit problems as the lender forecloses on the asset.

You can get an FHA with a credit score of 560 I believe.