In 5 years you'll have 4 properties that are hopefully cash flowing for you and you'll have enough saved up to buy your first multi-family with all the knowledge and experience.Best of luck in your RE journey! 

I’m a home owner that would like to start building a portfolio but just lack the knowledge and direction. 

I understand that any RE earnings would have to stay in the account until I retire.  

Its great that you are looking to stay and invest locally.

By staying informed, adopting strategic investment approaches, and seizing opportunities as they arise, investors can position themselves for success in the multifamily market.

Cross is good if you want to stay focused on Suffolk.

That could just be the dialect used in the midwest where I am.There is a big difference in industry knowledge between a residential agent that can legally do tenant rep work, and full time tenant reps.As for next course of action: I tend to be a pretty straight forward guy.  

Essentially large sheets of plywood made of timber, these panels provide exceptional structural strength, have a large amount of embodied carbon in them, are aesthetically pleasing, and can speed up construction times.Like many of the newer construction methods and products being used in the US, many building departments are not knowledgeable in the product and may need additional permitting time.

Not really recommended to use a spreadsheet to create these financial reports because human errors can happen when entering formulas.I mean you can do it, but it just baffles me that people are okay spending time doing accounting work without any knowledge/experience instead of delegating the work when there are people who go to colleges and graduate with accounting degree.

.: Just the post I was looking for....I'm in a similar state as Jeff....got some capital that I want to deploy but have no experience in the HML sector if you want to stay in CA. you might want to ping  @Jeff S. he is a very experienced CA lender not sure if he takes on others but he knows the bizz for sure.