Non-warrantable features for conventional loansCommon non-warrantable properties include condotels, timeshares, fractional ownership properties, multi-unit condos (the condo unit itself is two units), condos in a permanent care/assistance residence, and other projects which require owners to join an organization, such as a golf club.Manufactured housing projects and other developments which are not legally considered real estate are also excluded from warrantability.

After much thought, I've realized this house may only be a 3 year house because of sound transfer issues that I'm still working on, but because of that I don't want to spend $30K on a permanent structure in the back yard, I want to be able to take it off the property if I sell and relocate it, so a tiny home that can be moved later.I don't have room to move a structure on the sides of the house, only the back yard.

Based on these factors, you will not be able to get 75% LTV permanent financing.

Facebook is allowing a number of new hires and current employees to work from anywhere going forward (more permanently).

I am having a tough time trying to find an FHA Construction-to-Permanent Loan in PA.

It’s been a while since doing one myself (we’re permanent hold) but I did a 1031 exchange with a 2 family for a 12 unit, then five minutes later purchased the 2 family right back – win – win!

Hi @Benjamin CowlesIf you are buying on a lease w option, you used to be able to "refinance" the contract into permanent financing.Now you need standard underwriting with FHA and conventional, 3 - 5% down and DTI under 43% See http://www.fhahandbook.com/debt-ratios.phpIf you had another type of financing, say contract for deed or Land Contract, that might be different, a possible refi.

Additionally you will have to migrate all of the information from the temporary solution to the permanent, which may not be a trivial task.  

Let’s also assume that after the first year, he replaced the 6.25% adjustable rate mortgage with 9.87% permanent financing.

There are typically two specific types: a Permanent Buy down, and a Temporary Buy down.a) In a Permanent Buy down, a sufficient amount of interest is prepaid to lower the rate permanently. b) In a Temporary Buydown, only a sufficient interest is paid to lower the payment for the first three years. 1) The reason to temporarily “buydown” a loan is to lower the current payments, thereby more easily qualifying for the loan.