Thanks for the tip!

Tips on how to organize time and effort will be quite beneficial.

I am a doctoral student with: [list]little debt (car loan and 35k in student loans), little assets (3k in an index fund, 7k in a target retirement fund/Roth IRA, 1k in individual stocks, 5k in cash), little income (just my student stipend of less than $20,000/year and another $2-3000 from web design and illustrating jobs on the side), and a little family (wife and two kids).

Just wish I knew how, because I happen to agree with Mike and my dad, who was a kid during the depression.

hmmm... okay sounds good... any tips on how to get started?

My biggest issue is that ANYTHING can happen in 6 mos and then what if they cannot buy the house, and we are back in the same situation as before, with more possible repairs.On the opposition, it is taking the books off the books for now with the possibility of selling the house at list price and make decent money on it even with all of the problems we had.Any tips, ideas, suggestions for this situation?

My agent said they get classes, safety tips, and reminders at various seminars here about that very thing.

If you get a little appreciation, then maybe you make up that loss or tip positive.Like Heathen, I like buy and hold.

The women on the second floor knows where the noise up stairs is coming from, which is the kids rooms.

I've attempted to calculate this, but every time I try the numbers to me don't look that favorable so am I omitting some major up sides to investing such as tax breaks or does it take many many years to own say a ferrari if you're doing this single no kids..?