True value is what an actual buyer will pay after reasonable time and exposure on the market.  

Assuming that you applied all of the money gained from the refinance back into real-estate, it's probably safe to assume that you would increase your expected returns, and increase your exposure to a drop real estate prices.

But for me, the most important thing is (1) if the buyer doesn't perform and breaches, I can sue for specific performance; and (2) if I don't perform and breach, my exposure is limited to the earnest money, which is not very much.I think the modern day RE contract for SFR is so long and muddled that it's nothing more than a product of the paranoia of lawyers.

One is 10% exposure or more and one is 100%.If the seller did not want to 1031 exchange into something else but pay taxes in small chunks then having the seller hold the primary note might make sense as they pay small taxes over time.You really have to find out what the sellers HOT buttons are and see if you can come to an agreement.

Cody let me give you an example of how license works.I just closed last Thursday on a lot in Charleston I am going to build on.the agent found the deal... its a smoking deal for me.. he made 9k double ended commish from the seller. and I paid him a 10k bonus.. so all legal all above board and on a 150k deal he made 19k..plus he will get the list backs on two 650k houses .. so even with broker split he stands to make another 30k or so.... so that is 50k basically with NO exposure.. and just doing what a top producing licensed agent does.you CAN make your commish and legal sell. if your mentors are any good they will pay you buyers brokers bonus if you are bringing in good deals.. and you get in the power position.. you have control..you have a listing and

:D Using bleach to get rid of mold is a lot more dangerous to those using it than remediation methods that actually remove the mold (not just kill it).Here is what the EPA says:"The purpose of mold remediation is to remove the mold to prevent human exposure and damage to building materials and furnishings....The use of a biocide, such as chlorine bleach, is not recommended as a routine practice during mold remediation, although there may be instances where professional judgment may indicate its use (for example, when immune-compromised individuals are present)."

MLS = more exposure and you're reaching the mass market.

Maybe a difference in exposure to FICO but...Focus on doing a clean deal.

I have stated 3% going to the buyers agent of course, but for some reason I feel like this kind of listings are slower (all though the mechanism is the same and the exposure is the same as if I had a sellers agent).

One of you have a high liability exposure (plastic surgeon, for example), and you want to isolate the other spouse and his/her assets in case of a lawsuit.6.