You can expect 4%-6% equity appreciation gain, especially with current rate and inflation.  

With our higher interest rate environment, 3% or 5% down may not be enough to be cash flow neutral.

Hello, Manuel Llanas, your property has several positive attributes, such as a great location and a low mortgage rate.

Also, because it's an investment property, any property you purchase will probably require at least 20% down and have a slightly higher interest rate.

Borrowing from the equity must be done wisely, or you will end up with negative cash flow and be at high risk due to over-leveraging.NOTE: I use interest rates much lower than they currently are in 2024!

Question, with loan interest rates at a high currently and cash money sitting in the bank making 4-5%, maybe have your partner do a private loan for 6.5-7% short term until rates comes down??

Both are making money and have reasonable cap rates, a bit lower than I would like, however, not horrible Imo. 

@Austin Nicol a good analysis by @Ty Coutts, but he left out info about Property Classes.Rising real estate prices and mortgage rates have made it all but impossible to cashflow on Class A properties, and challenging on Class B.

Are you falsely advertising and being predatory as you state “try and help you save their home” - how can you help them save their home, or you trying to get them to sell you the home at below market rate.

The new builds in the outskirt towns are fine and if you buy with a primary loan, you can get a great interest rate.