If so, how much over the the amount the bank was owed?

Or at that point do I try a bank to repay hml and then refinance from the bank?

I have about 50k worth of capital and the bank is offering a rate buy down from 4.5% to 3.875% for 3.25 points.

I’ve been told that banks in TX are not able/willing to do a cash out refi on investment properties.

Chris -   some lenders  will not let a HELOC in 1st position.....so watch for this …...most lenders  will not do helocs on  investment  property only on primary residences  ( there may be some exceptions )   …..if these have 2 adjacent tax lots - you prob wont find a lender to lend one loan on both  properties  …..I would recommend  checking with the smaller banks and cedit unions in your area ( n Pierce / s King counties ) good luck

Does anyone know of banks (or if it is even possible) that would appraise a 1-4 unit rental property based on cashflow?

Can I use someone else's money (that wasn't gifted or loaned to me) for my down payment on a bank loan?  

They are non-banking investors looking for someplace to invest their money.

We have clients using private banking systems to gain additional revenue on their rental property.

So I found a bank, which I wouldn’t use again, and got pre-qualified.