It seems you've fallen for one of the oldest tricks in the book insurance is for things you can't plan for.

Quote from @Carolina Provvido: I don't know all the details or laws for California, but I would expect a professional property manager to reach into their bag of tricks and figure this out.

The trick is you need to be able to identify and talk to people about the right opportunity.I would start at your local REIA meetings and even BP has many PMLs.Raising capital for equity investments is a whole different game and you should follow SEC regulations.

However, now some banks do such a trick - they don't participate in the sale but retain their right to claim.There will be fine print on the sale publishing:"subject to second mortgage" or whatever else.

At our house (which we owned) our son and his friends along with some others we didn't know would practice Freestyle Motocross tricks (back flips, etc. they were pro riders) One of the fathers of one of the riders was also a personal injury attorney and he wrote up a liability waiver that we had parents sign, or the riders if they were adults. 

This is how my day has looked pretty much every day this week:8:00 go for a 2 mile walk from the north end of Kaanapali Beach to the South end, and back.9:00 sit in a chair on the beach, watching surfers doing tricks, answering emails, checking BP, and reading a book.12:00 walk to Whaler's Village to get lunch1:00 rent a cabana on the beach from which I: write this post, check email, read a book, and recharge.6:00 have dinner at an oceanfront restaurant and enjoy the Maui sunset.Ok, ok, I can't be on vacation all the time, so when I'm actually back home my days are much more chaotic.  

Hey Chris I am actually a PM Co owner in Tampa/St Pete.Unfortunately there is no way that I am aware of trick Airbnb into showing up across the bay. 

cap rate = NOI (net operating income)/ priceThe trick is getting the NOI.

==============And as you are an  expert financial advisor we get a lot of people in here asking where they should hold their W2 earnings while they build them up for their first investment.With an FDIC account being the safest (as most cannot afford to lose the money that takes years to save), do you have any magic tricks for the 1,000 to 20,000 crowd and for the 20,000 to 100,000 crowd and for the 100+ crowd.Maybe something that's touchable in a week or two at most and is safe from loss.Where should they park their accumulating savings cash, assuming no investment real estate yet.Good Luck!

Too many "tricks" required to make it work.