(How do you expect it to qualify for a loan that you don’t?)

Currently own my primary residence and 2 investment properties are a beach condo (short term) and single family home (long term rental).The problem is I run a successful business and have no time to do the research in new markets, deal flow, upgrades, making sure cashflow, property management, etc.I am also not a real estate professional.

If your income is strong and taxes are accurately reported, you have a shot. 90% of investors write off more than they make so this upside down calculation is what causes the average person to qualify for HELOCs.

However, after talking with the loan officer, he said you cannot change your primary residence while in this loan (even after a year) and that it was technically the same for FHA loans.

Is this for a primary residence or investment property? 

Investment Info:Single-family residence buy & hold investment.

Most likely, you were qualified for the purchase at a higher monthly payment to account for this.   

What are some strategies that would allow me to connect with the most qualified wholesalers in the market?

However, is it possible to build a primary residence with an ADU?

Me and my wife have a house that was our primary residence (no mortgage), and looking to rent it out.