Just put a tenant in it using your current owner occupied rate! 

2 Is the landlord insurance the same as home owners insurance?

At the other, we had to provide trash service since they pointed out that legally, it's the owner's responsibility.

So $1.428mEdward Jones Financial Advisor, and Edward Jones is the guarantor of the lease (not a franchise owner[1]): 6% cap is appropriate based on comps, paying $100k/yr. $1.67m.You might say "that's bs, the offices are identical!"

Keep in mind that there are two roles you play as a STR owner: that of a RE investor and that of a business owner.

Owner occupied only. 

I helped navigate the Rehab of 30 projects last 6 months and this is what I can share with you:1) As the home owner, you do not need a GC license to hire subs, however if you are brand new sometimes a lender will require a GC to make sure things go well. 

I was thinking of renting for $1900 a month for 20 years, after 20 years the house would be their's, has anyone else done this type of for sale by owner?

Its a win for the tenants only paying for utilities that they actually use, and a win for you as owner reducing your expenses, & eliminating your risk of utility cost increases. 

Can you guys suggest a seller financing deal I could offer the owner?