You can take pictures of receipts (before they are lost) and upload into QB for permanent retention.

That's a construction to permanent loan, not 203k.

As I understand it, those improvements will be amortized over 27.5 years as they are permanent upgrades, not maintenance fixes.

@Cuong Le -Our system is very sensitive to spam, and we have systems in place to prevent it, but here are a few things you can do to make sure you're not caught in our filters.Slow down the rate of your postsPersonalize your messages and make sure they are unique in contentNEVER use our Colleague requests for dealmaking, ads or solicitationsIf you need to send someone a solicitation, be sure they have given you permission to do soIf you get reported by users for spam, you can lose your privileges permanently.

Be aware, however, that loans with less than a 20% down payment will permanently carry mortgage insurance and their rate is higher than other lenders.

So, if $237K is my calculated number, that's my max permanent loan.

Again, you'll get hit when you refinance into a permanent loan. 75% of a smaller number than you may have spent.Since you are not planning to sell, you just need to know if you can live with the final valuation and costs to build.

I buy the rentals with hard money, complete the rehab and then refinance into permanent loans.

Make sure you know what the specific terms are of the permanent / take-out financing before taking out a hard money loan, so that you can ensure the viability of exiting the acquisition bridge loan.

That person is not responsible for the property but needs to be a local permanent resident.