Is sending out some goombas to break knee caps an option? 

These were the options that were presented in the signing documents as well as the option for the amount I'd like to initially draw.

I am not sure if this is the right place or not but I wanted some input into any obvious issues with my lease option offers to the tenant buyer that earns plenty of income but doesn't have the cash right now and wants to improve credit before purchasing but would like to lock in the price as our market is still struggling with inventory. 

I can put X down and would you seller finance or lease option the rest for a 12 month period or 24 months so I can have 2 years of work history and then get conventional financing?

I am thinking several options. 1.

They will come up with similar options anyway. 

This gives them the option to keep it at a low rate, but also compensates us if they don't get rent on time.

I also wanted to share it just in case somebody else is struggling it’s OK to struggle everybody makes mistakes and even when you lose everything I mean I was sitting there in March 2020 with a huge lawsuit I took about 150 grand put it into options and lost that too. yeah that was pretty stupid.

Fractional investing options include real estate crowdfunding platforms like Arrived and Ark7, or real estate syndications for potentially higher returns.

What would be the best and smoothest way to transition the tenants to a different payment option?