Ideally I’d like to be able to buy and hold multiple properties down the road.

If I understand it correctly, I should look for the lender before buying, ideally?

They should have renters insurance to cover their personal property (auto insurance in this instance).

Ideally, any great deals on duplexes for starters and work my way up from there. 

I see the ideal investment for the poconos is (STR's), Someone please give me an insite on this that has real experience in this market.

What you describe is exactly what it is... if you have a good deal then you ideally then you've not really spent any money and hopefully even come out a little ahead and it is repeatable in a comparatively rapid pacing.

I do expect to get at least another $5-7K for an annual bonus plus tax returns.I'm open to look at any investment property, but ideally I'd like to purchase a Cape Cod vacation rental.

Multi-Family would be ideal too.

According to your analysis PDF, the ideal time to sell is 5 years from now (your IRR at that point is 55%). 

So what is considered a good commercial loan rate in this market, if assuming ideal terms.. 20+ years left on the lease and a 65% LTV in this market.