I don't think an expense ratio of 30-35% is a bad starting point before securing real financials.

With regards to the vandalism, I've already thought of using temporary security systems when a unit is vacant in the future (hopefully that puts me on the right track if I'm asked for an explanation). 

Thanks Grant.

Related to that last point and true whether you use one or more QB files, I create a unique category for each note.Because I have ZERO creativity, I use the address of the collateral securing the address as the category.  

It is granted originally based on the credit worthiness of you and him, the investors bought it that way, and you can change things mid stream.

I would fill out and send the Security Deposit Disposition letter which would account for you keeping the SD.

Go on youtube and search Grant Cardone Real Estate Investing.

As pointed out in other posts, selling securities is a taxable event in taxable accounts.

House-hack by using 5% owner occupied or better yet the the “Home Is Possible” Nevada grant.

Something my ******* mortgage company could have let me know a month ago when I submitted all the gift letters and bank statements, etc.Anyway - before I get too far gone here, this is my question:Closing should have been on Tuesday - seller is accommodating and is ok with me working on securing funds for mortgage.Is it too late to approach them about owner financing?