one caveat: this rule is extremely hard to implement on mls listings. it won't hurt making these offers, but unless your agent is investor-friendly, you'll likely get fired as a client. 

@Ruel Baliong Seller financed deals can be a great option, but in my experience good SF deals are few and far between, if you see one that you can make sense of my advice would be to move extremely fast as there are many people interested in the same strategy, and it seems the demand for such properties may be increasing.

If the income is scattered to the winds all over the place on your taxes, and none of it is current permanent W2 type income, that would be the other extreme, you're probably stuck for now.

., pocket listings) does a disservice to the seller.With extremely rare exceptions, (like a celebrity not wanting their information made public), these all seem like pretty reasonable assumptions. 

Those are the two extremes. 

The responses to your thread have been extremely helpful.

I am having extreme difficulty figuring things out when analyzing the market. 

She was extremely nice and from what she shared, I know that they're both old and not in good enough health to upkeep the property.

The mortgage holders are going to pay the HOA in virtually every case, and it's extremely rare that they would 'wipe out' the mortgage.

The Chiefs have an extremely bright future with their current football team.