Traditional and Roth IRA plans are limited to contributions of $5500 per year or $6500 for those age 50 and older.A 401(k) is a true employer sponsored retirement plan, and must be established under the umbrella of a for profit enterprise as a benefit for employees of the company. 

This comment as it stands doesn't really provide enough info for a conclusion.If you could include the type of ad you had, what the copy consisted of, your budget, how long you ran it for, who you targeted, etc. if that makes sense.For all we know, your ad could've said "we buy houses" in comic sans rainbow colors and targeted males aged 18-24 in one zipcode who have "recently bought using a credit card online" ... which would most likely not generate any leads and be your reason for not getting good results even if you had a $20k landing page haha. 

Try getting $4.25 at fast food which shows my age.

It is tax deductible plus tax deferred and can also be used as retirement accounts after age 65 without any penalty of 20%Same with 529 plans, series EE/I bonds, they grow tax deferred although not deductible, you can use them as retirement if your child gets scholarship.

Go to school get a degree (acquires debt), get a high paying job to show the banks to can afford a nice car and big house (acquires more debt) and finally Retire at an old age living off money saved but now your in your 60's and missed out on your children's lives because to were working that 9-5 for 40 years.

Population is VERY aged here so plenty of options.

Most people on this site are here for a common reason - to become financially free and 'retire' at a early age.

You can only charge based on the age and condition.

In addition to the source of income, these may include characteristics such as ancestry, marital status, age, military status, and student status.

i was injured at 16 ( of course I lied about my age to get the job so I wasnt exactly squeaky clean) by a guy smoking pot and drinking on the job.