If you don't have income, you shouldn't be borrowing money because you'll eventually fall flat on your face.

Does anyone have any experience replacing a flat roof?

Purchased This home that had an attached 600 sq ft 1 bedroom Granny flat with its own side entrance.

Purchased This home that had an attached 600 sq ft 1 bedroom Granny flat with its own side entrance.

Small multi is all all older flat roofed and c/d neighborhoods. 

Ugh - Since I think the market is shifting towards faster increases in expenses than income (rent), it'd be worth investigating.Don't know the cost, but water submeters are not that expensive to buy (<$200 each) IF you can install them cheaply.Electrical sub-meters, don't know, but I'd do it unless I'm really tight on funds.The idea is that you bill tenants back for their actual usage, which is why flat rate RUBS are kinda dumb.  

Successfully listed the property ourselves using a flat fee MLS which can be worth it in these small counties Lessons learned?

@Jeff Plotkin I think I have a flat rolled asphalt membrane roof in Jacksonville FL that is insured with American Integrity.

In This instance it might make sense to offer a flat dollar amount for a six month loan or something similar to entice someone  Almost anyone who approaches you online about private money is a scammer so be diligent! 

A couple of comments on this:With strong markets there is usually a good amount expected future appreciation/rental increases baked implicitly into the properties, as a result it is very typical to see these areas have lower on paper Cash on Cash returns.