A rise in rates of 1-2 % can send some people into foreclosure quickly, and rising rates are doing just that to many people. 

The problem arises with the security deposit.

And, the same problems continue to arise.

Someone who has skin in the game themselves has every motivation to find a good deal, as well as the availability to run around checking out individual opportunities as they arise.

Inflation usually results in a rise in the 10-year Treasury Note rate.

I owned a PM company in Belize, and the first part of my PM contract said,"Owner agrees with the exception of fraud, theft or any other act that is a crime in the country of Belize, Owner agrees to indemnify, defend, and hold harmless Manager and all persons in Manager’s firm, regardless of responsibility, from all costs, expenses, suits, liabilities, damages, attorney’s fees, and claims of every type, including but not limited to, those arising out of injury or death of any person, employee, tenant or guest upon the premises or damage to any real or personal property of any person, employee, tenant, or guest upon the premises, including Owner, in any way relating to the management, rental, security deposits, or operations of the Premises by Manager, or any person in Manager’s firm, or the performance or exercise of any of the duties, powers, or authorities granted to the Manager.

I also do my own organic gardening, which is not impacted by this unless I sell or trade the food (not the seed, btw, unless it is for consumption) so you'll probably see a rise in the number of people gardening again.Where I don't see this thing lasting against a serious single court case is it is the federal regulation of intrastate commerce, rather than interstate commerce.

In theory a seller who warranties a title is supposed to make you whole if an issue arises, I wonder how often a seller has "fixed" a major title issue that pops up long after a sale?

This is where it gets murky because I've seen problems arise when contract terms are completed but no arrangements made for final transfer.

They are not as efficient as the newer cold climate ductless heat pumps - some of this is due to technology differences, but most has to do with energy losses arising from the air exchanger and ducted delivery.I cannot dispute your anecdotal statement that your duplex with a heat pump produces your largest bills {I presume you mean heating}.