My priority is getting as close to cash flowing as possible with minimum investment on a 4 beds 2 baths but I'm also thinking about appreciation because you never know when you'll have to sell...

I have 12 properties and my personal business.

Do you have enough funds for down payment and closing costs + emergency funds 3.

Hey guys I have been in the market for 2 years now across US/Japan.

@Jim K. will have some wisdom on this one. 

Having each service separate can often result in delays, inefficiencies and more work for you as the owner.

@Jonathan ChanDavid Greene's The One Brokerage will do HELOCs on investment properties.Not affiliated, have worked with them in the past.

Quote from @Mitch Davidson: I haven't rented to FEMA, but I have rented to other government entities without issues.

@Jared Appel - luckily we have a very strong investor community here in Chicago and lots of options. 

We have been using Craigslist, MLS and Zillow.