I would keep track and carry over my losses to a more favorable year that can offset a gain you have.  

Sorry for the shameless plug however I never returned the favor and perhaps this can help.

When you have a average joe six pack type of job, your debt to income ratios are not in favor or additional borrowing power. 

So if your owners were not in favor of your rental cap, someone could investigate how many votes were collected to pass that amendment and then argue that the judgement in this case supports retracting the amendment and putting it out for re-vote. 

It has been my experience when providing breaks for people it doesn't work in my favor.

I will look at all that is on offer to bankroll or partner if the ROI is realistic and favorable. 

It's the last chance for some favorable tax treatment that some with larger incomes may need.

You can get favorable owner occupant terms for what could be your first investment property.

Bob is just as likely to favor the $10k return market, because he believes that its future appreciation must continue in the same fashion as has resulted in such an abysmal cap rate in the first place!

I calmly explained to him several times that it was his error that he could not deliver the loan as promised, and he had to find a lender with less favorable terms.