Would love to chat and offer any help that I could provide! 

FHA option has a lower down payment but I'll warn you that not many sellers even want an FHA offer in my experience.

However, I get people asking for a monthly rental all the time, so we offer it with a 25% increase to the normal rent.

Which of the two, SBA or commercial loan, offers the best terms?

Many lenders, including my group, offer a DSCR product to refinance on the back end as well.Before taking out a loan for a BRRRR project be sure to calculate all carrying costs (taxes, insurance, utilities, HOA, loan interest, etc.) to ensure (i) you have sufficient cash to cover monthly payments for at least the duration of the project and (ii) your estimated rent after repairs is at least 1.10x PITI (monthly refinance loan payment principal and interest, taxes and insurance).We have a proprietary BRRRR cash flow calculator tool that we share with our clients to help reliably assess costs and returns for these types of projects.

Remember, your day-to-day costs have increased, but so too have your client's.I work closely with an STR investor that just began offering co-hosting for AirBnB. 

I work with a good amount of investors, and some advice I would offer is to not shy away from a deal bc it is not a "perfect" BRRR.

Can you please let me know which lenders offer this option?

I’m not specifically looking for legal advice at this point in time, and when that time comes I’m more than happy to pay for legal services.

Offer to pay the tenant $200 to be out by midnight tomorrow and never be seen again.