If your focus point is roi, then you might be smart to weigh potential savings if you put another 5% down.A desirable roi has been 10% historically.

In CRE finance, it all comes down to relationships.

Like I said I don't know much about it but I know enough to either just forget short sales and go the REO route OR if someone contacts me that is going to be over that time limit, refer them to a Realtor that can help them (of which being new I don't have anyone that I could recommend so calling all RE agents, this is a relationship we could foster that could be a win-win ...

Politics is NOT discussed in federal service, it may be informally amoung friends as around any water cooler, but there is a clear line in federal service and it's a quick way to lose your job.Yes, the numbers are just as accurate as any other month, and they will be adjusted as all historic data is after confirmation of the trends in a few months.

Will ponder this later.I guess it depends on your personality, how you prefer to spend your time and whether you want to reduce stress in your life...Personally, I *hate* the process of building relationships.

It's the biggest hurdle to happiness, positive relationships, health and anything else that we will consider successful.

So is the relationship.

My instincts tell me that there's more to the contractor relationship/story than has been disclosed.

If the relationship is worth something to you, just pay them something extra when you finally close.

Must have relationship with them/ know them etc. check out this web site past articles on this subject.