@Frank Oppedisano, umbrella is not used to avoid having an LLC, although you will see there are a lot of debates about LLC vs umbrella here on bigger pockets if you do a search.

Other than transaction fees and checkbook control, are there other + or - to the "LLC or Not" debate, specifically for SDIRA?

We also have two manual garage doors and I'm having the same debate with those.

I know I'd love to hear some good debate about the merits and demerits of wholesalers.

I was debating to use Allure or Title for the bathroom since my house will be rental.

@Austin Jacob woodHi Austin, I debate over this all of the time. 

If your from Renatus and your reading this, please do not start a debate with me.

Hi Andre - from everything I've seen/heard, general doctrine on the LLC vs. no LLC debate is typically "get an LLC if tenants could come after you for a lot of money, but don't let a lack of LLC get in the way of scooping up a good deal." 

I know the High-tech is growing there.My debate is if to stay there,can you please provide me with information that shows future growth in St Louis?

For example, if you'll be replacing a roof and an HVAC system every 20 years for $10,000, that's an average of $500/year, or about $50/month that is very easy to ignore, as you figure you won't have to worry about it for another 20 years.Anyway, using the 50% as a general guideline, it appears most of your properties are probably costing you money after you account for debt service payments.Not trying to derail your question or stir up debate, but wanted to mention that in case you hadn't considered it in those terms.